1. Our Dedication to Your Privacy
At BrioCredit, safeguarding your personal information is a crucial part of our service.
This Privacy Policy clarifies how we gather, handle, keep, and secure your data when you use our mobile application ("the App"), along with the options you have regarding your information.
By downloading, accessing, or using the App, you consent to the data - handling practices described in this Policy. If you do not consent, please cease using the App.
2. Terms Explanation
Unless specifically stated otherwise, capitalized terms in this Privacy Policy shall have the meanings defined in our Terms of Use.
3. Collected Information
To offer secure and customized financial services, BrioCredit might gather the following kinds of information.
All data is sent through encrypted channels and stored on secure servers at:
🔐 https://server.briocredit.co
a. Identity and Financial Information
This could encompass your name, gender, mobile number, PAN, income particulars, and residential address.
We utilize this information to confirm your identity, evaluate eligibility for credit - related services, and fulfill regulatory requirements.
b. Information on Technology and Devices
We are able to collect data like the model of the device, version of the operating system, unique identifiers for devices, information in user profiles, network conditions, Wi - Fi connections, and activities within mobile networks.
This kind of data is helpful for us in recognizing unusual conduct, preventing unauthorized entry, and safeguarding the security of the platform.
c. General Location Information
We may gather approximate location data to ascertain if BrioCredit services are available in your area and adhere to relevant local regulations.
d. Installed Applications and Their Utilization
We collect details regarding third - party applications on your device, including their update history and current version specifics.
This information supports behavioral assessment and enhances the accuracy and reliability of our credit evaluation processes.
4. Data Processing Purpose
BrioCredit utilizes your data solely for legitimate, vital, and clearly defined objectives, such as:
- Confirming user identity and minimizing fraud risks
- Establishing, managing, and maintaining user accounts
- Providing essential service alerts, updates, and notifications
- Assessing credit eligibility and financial risk
- Complying with legal and regulatory requirements (such as KYC and AML)
- Addressing customer inquiries and support requests
- Enhancing system functionality, features, and user experience
We never misuse or sell your personal information.
5. Data Retention Practices
We retain personal data solely for the necessary period to deliver our services or fulfill legal, regulatory, or compliance obligations.
Should you ask for the deletion of your personal data or account, we will handle your request, unless its preservation is crucial for legitimate reasons, audits, or dispute resolution.
Anonymized data, which cannot be used to identify you, may be kept for internal analysis and service enhancement.
6. How We Protect the Security of Your Information
BrioCredit adopts various security methods, such as technical defenses, internal rules, and physical protections, to lower the possibility of data loss, misuse, or unauthorized access.
Our systems are constantly overseen and updated to tackle new - found threats.
Although no online platform can guarantee total security, we adhere to commonly - accepted industry standards to keep your data safe.
7. Our Privacy Policy Updates
We might periodically revise this Privacy Policy to mirror changes in our technology, services, or relevant rules. Should significant revisions be implemented, we'll inform you through the App or by email. Your continued use of BrioCredit after these updates represents acceptance of the revised Privacy Policy.
8. Get Help
If you have any queries, problems, or uncertainties regarding this Privacy Policy or your personal information, please reach out to us at:
📧 Email: support@briocredit.co
By continuously using BrioCredit, you affirm that you have read, understood, and agreed to this Privacy Policy.